People Love Car Shopping
But Hate Car Buying
In one minute, learn how to be car-dealership ready!
Watch Video
Tips For Saving On Your Car Loan
Auto Financing for Smart People:
Be informed about your financing options before you ask for the keys. In a nutshell...
1
Research credit union financing options before you start car shopping.
2
Know what’s on your credit report.
3
Know how to budget and what you can afford.
The best way to get a great deal – get pre-approved for an auto loan.
Get Inside Knowledge from Top Experts
0% Financing
How Does it Work?
Find What You Need to Know
3 Reasons to Live Without It
Get Inside Knowledge from Top Experts
What Can You Afford?
Credit Union experts’ take: Today, experts generally recommend spending no more than 15 percent of your monthly take-home pay.
Many buyers first decide on the car they want and let that determine a monthly car payment, or they let a car dealer determine how much they can afford. Neither are good ways to decide how much you should be paying.

So how much should you spend?
Credit Union experts’ take: Today, experts generally recommend spending no more than 15 percent of your monthly take-home pay.
More questions? Get informed:
Ask the Pros Who Know
Car Payment Calculator
Use this simple tool to calculate your monthly payment, then talk to an auto expert.
Your monthly payment:
$320*
*The cost of owning a car is more than just the sticker price on the window. Costs like fuel, parking, maintenance and insurance can quickly add up.
Loan Amount$24,000
Interest Rate5.5%
Down Payment$10,000.00
Term2 Years
Calculate
Your monthly payment:
$320*
*The cost of owning a car is more than just the sticker price on the window. You’ll also need to spend money to use that car. And costs like fuel, parking, maintenance and insurance can quickly add up.
Research Poll
How confident are you
about buying your next car?
Very
Somewhat
Not at All
Over 1/3 of all Americans do not do any research. Negotiation for a car involves a number of steps, and it is possible to mess up any of them.
*2021 Deloitte Global Automotive Consumer Study
Want to learn how to finance your next car?
Our Experts Tell All
Buying or Leasing?
There are pros and cons to each. Choosing which is right for you can be difficult. To help you make the right decision, there are a lot of things to consider:
  • how much money for the down payment?
  • how much car you want?
  • how many miles you drive?
  • how long you want to keep it?
Tips to fuel your confidence, download your free guide from the car experts:
Download our Free Insider Tips